{"id":528,"date":"2022-11-17T12:43:00","date_gmt":"2022-11-17T12:43:00","guid":{"rendered":"https:\/\/www.richardfossumdds.com\/blog\/?p=528"},"modified":"2022-11-22T00:44:07","modified_gmt":"2022-11-22T00:44:07","slug":"dental-insurance-outline-from-a-dentist-in-temple","status":"publish","type":"post","link":"https:\/\/www.richardfossumdds.com\/blog\/dental-insurance-outline-from-a-dentist-in-temple\/","title":{"rendered":"What Can Your Dental Insurance Plan Cover?"},"content":{"rendered":"<div class=\"wp-block-image\">\n<figure class=\"alignleft size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.richardfossumdds.com\/blog\/wp-content\/uploads\/2022\/11\/AdobeStock_94425459__3___1669076029_63699.jpg\" alt=\"A dental insurance form for a dentist in Temple\" class=\"wp-image-529\" width=\"290\" height=\"193\" srcset=\"https:\/\/www.richardfossumdds.com\/blog\/wp-content\/uploads\/2022\/11\/AdobeStock_94425459__3___1669076029_63699.jpg 800w, https:\/\/www.richardfossumdds.com\/blog\/wp-content\/uploads\/2022\/11\/AdobeStock_94425459__3___1669076029_63699-300x200.jpg 300w, https:\/\/www.richardfossumdds.com\/blog\/wp-content\/uploads\/2022\/11\/AdobeStock_94425459__3___1669076029_63699-768x512.jpg 768w\" sizes=\"(max-width: 290px) 100vw, 290px\" \/><\/figure><\/div>\n\n\n<p>Before you get dental treatment, you should confirm the expenses involved first. After all, you won\u2019t know whether you can afford the procedure if you don\u2019t. In particular, it\u2019d be good to find out what your <a href=\"https:\/\/www.richardfossumdds.com\/for-patients.html\">dental insurance plan<\/a> covers. That way, you can adjust things so that your future visit meets your needs and fits your budget. Luckily, your dentist in Temple can help you through this process. Here\u2019s a summary of what dental insurance often covers, what it doesn\u2019t, and how to make the most of your plan.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">What Does Dental Insurance Usually Cover?<\/h2>\n\n\n\n<p>Most dental plans pay at least part of the cost for preventive, restorative, and orthodontic services. They do so according to a 100-80-50 structure, which covers the following:<\/p>\n\n\n\n<ul><li><strong>100% of Preventive Care <\/strong>\u2013 &nbsp;In other words, you can expect your insurance to fully cover regular cleanings, checkups, routine X-rays, etc.<\/li><li><strong>80% of Basic Procedures <\/strong>\u2013 This category is for treatments that fix minor issues like cavities, including fillings, extractions, and root canals.<\/li><li><strong>50% of Major Procedures <\/strong>\u2013 Restorative procedures such as bridges, implants, and crowns fit in the \u201cmajor procedures\u201d section.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">What Does it Not Cover?<\/h2>\n\n\n\n<p>In general, a dental plan won\u2019t cover cosmetic dental work. Insurance companies don\u2019t consider these treatments \u201cmedically necessary,\u201d as they don\u2019t repair damaged teeth or gums.<\/p>\n\n\n\n<p>Consider services like veneers, for example. They could make your teeth look nicer but wouldn\u2019t fix medical issues like cavities, infections, etc.<\/p>\n\n\n\n<p>Still, keep in mind that some necessary services can provide cosmetic benefits. Such care, then, could still be covered by your dental plan. Take orthodontics\u2014 it may improve your looks, but it might not be considered purely cosmetic by insurance.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Making the Most of Your Dental Insurance<\/h2>\n\n\n\n<p>If you don\u2019t act carefully, you may leave some dental benefits unused by year\u2019s end. To keep that from happening, use these tips as soon as you can:<\/p>\n\n\n\n<ul><li>Talk with your insurance provider to learn your policy&#8217;s details and confirm your coverage.<\/li><li>Always see your dentist for your six-month checkups and cleanings.<\/li><li>Schedule restorative work right when you need it.<\/li><li>Remember that your benefits have a deadline, so you need to use them before you lose them!<\/li><\/ul>\n\n\n\n<p>Hopefully, now you have a better idea of how to use dental insurance for treatment. Therefore, talk to your local dentist about your options in the coming days!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">About the Author<\/h2>\n\n\n\n<p><a href=\"https:\/\/www.richardfossumdds.com\/meet-the-doctors.html\" target=\"_blank\" rel=\"noreferrer noopener\"><em>Dr. Richard Fossum<\/em>&nbsp;<\/a><em>is a dentist in Temple, TX, having earned his DDS at the University of Texas Dental Branch \u2013 Houston. He specializes in preventive, cosmetic, and restorative dentistry, as well as dental emergencies. His office accepts a wide variety of insurance plans, making sure to work with patients to make care affordable. Dr. Fossum currently practices at <\/em><a href=\"https:\/\/www.richardfossumdds.com\/\"><em>his self-titled clinic<\/em><\/a><em> and is reachable on <\/em><a href=\"https:\/\/www.richardfossumdds.com\/contact-us.html\"><em>his website<\/em><\/a><em> or by phone at <strong>(254)-778-3900.<\/strong><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Before you get dental treatment, you should confirm the expenses involved first. After all, you won\u2019t know whether you can afford the procedure if you don\u2019t. In particular, it\u2019d be good to find out what your dental insurance plan covers. That way, you can adjust things so that your future visit meets your needs and [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What Does Dental Insurance Cover? | Dentist Temple | Dr. Fossum<\/title>\n<meta name=\"description\" content=\"Do you want to know more about your dental insurance\u2019s coverage? If so, consider learning the details with your local dentist in Temple.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.richardfossumdds.com\/blog\/dental-insurance-outline-from-a-dentist-in-temple\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What Does Dental Insurance Cover? | Dentist Temple | Dr. Fossum\" \/>\n<meta property=\"og:description\" content=\"Do you want to know more about your dental insurance\u2019s coverage? 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